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About Modern Benefits, LLC

Modern Benefits, LLC is a locally-owned, independent franchise of GlobalGreen® Insurance Agency located in Sicklerville, NJ. As an independent agency, we are licensed in multiple states, represent a multitude of insurance companies, or "carriers", and offer products that most appropriately meet the needs of our clients.

Why should this matter to you?

Because it allows us to build the best insurance package for your individual needs. It also means that we are not “pigeon-holed” or required to “sell” any one carrier’s insurance products.

Our office of insurance professionals follows the principle that consumers need to know and trust their insurance agent and that their agents need the tools and resources necessary to support their clients. We love getting to know our clients and being a part of the communities we serve.

Benefits of Working with an Independent Insurance Agent

  • Saves Time. An independent insurance agent does the legwork for you
  • Offers More Choices
  • Offers Expert, Unbiased Advice
  • Forges a Long-Term Relationship
  • Discounts
  • Participates in the Community
  • Maintains Professional Conduct
  • Assists with Claims

Our insurance agency is licensed in multiple states, including NJ, PA, DE, and MD. We want to help you with all of your insurance needs, no matter where you live.

 


Meet the Team


Lisa Capozzi

Partner * Independent Insurance Agent

Lisa Capozzi is a proud Pittsburgh University graduate and has been an insurance professional for more than 10 years. Lisa specializes in working with small employers and is skilled in managing successful open enrollments.  She is a patient and excellent listener which makes her adept in identifying the right products for each applicant. She works with over 10,000 policyholders.

In her former professional life, Lisa was (and still is) a licensed Esthetician and stays current on all things fashion and decorating. Their equally fashion-forward daughters, Calista and Cienna, keep Lisa, and her husband John, very busy with school, extra curriculars and paddle boarding. As a family they like to travel, hang with friends and play with their puppy, Sunnie.

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John Capozzi

John Capozzi

Partner * Independent Insurance Agent


John Capozzi is a bold adventurer in all things – his career and personal life, alike. As an insurance professional with more than 12 years of experience, his real strength is identifying, analyzing, and forecasting trends in the insurance industry and, most importantly, how to implement them to improve our customers’ experience.

It is his foresight and leadership qualities that make John an excellent manager to more than 100 benefit counselors and enrollers. He leverages these same skills when working with large employer groups and nation-wide unions to facilitate seamless enrollments across multiple states. 

John graduated from University of Maryland Baltimore County and was a builder and remodeler before becoming a licensed insurance agent. He loves to spend time with his girls, Lisa, Calista and Cienna when

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Linda Dunfree

Linda Dunfee

Partner * Independent Insurance Agent * Agency Accounting


Linda Dunfee is an insurance professional with more than 20 years of experience, specializing in orchestrating benefit packages for large employer groups, municipalities and unions. In addition to managing a team of local agents, she is skilled in organizing intricate enrollments utilizing several software platforms.

Linda and her husband, Tom are loving their grandparent status these days. They most enjoy time outdoors and on their boat in Cape May with their 3 children, their spouses and grandchildren, Mason and Jackson. Fishing, camping, hunting, cocktails by the campfire, and their two Pekingese dogs, Elli and Baby keep them quite busy on the weekends. 

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Erin Hensh

Erin Hensh

Partner * Independent Insurance Agent * Brand Manager


Erin Hensh joined her husband, Michael, in the insurance industry in January 2018. Prior to Insurance, Erin enjoyed a 15-year career as a Corporate Meeting planner but found that she spent more and more time in front of a computer and less time working with people. As an extrovert, her favorite part of being an insurance agent is getting to know her clients and their businesses. Erin has drawn on her past experience in marketing and social media advertising to create a comprehensive marketing plan for Modern Benefits, LLC.

Erin loves to thrift and antique shop and refinish found furniture. Erin has been a Crossfitter for more than 5 years. She, Michael, and their daughter, Olivia, love Halloween, traveling, hanging with friends and binge-watching shows on Netflix.

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Michael Hensh

Michael Hensh

Partner * Independent Insurance Agent


Michael Hensh became an insurance agent more than 10 years ago after leaving a 25+ year career in the restaurant industry. He draws on his customer service background to manage more than 230 accounts and a team of local agents. He cultivates meaningful and lasting relationships with his clients and they trust him to bring solid advice and tested solutions to their benefit package offerings.

Michael is an avid early morning CrossFitter and enjoys a good cup of dark roast coffee or cold glass of dry IPA. He happily lends a hand to whatever his wife, Erin, has volun-told him to do for their daughter Olivia, her school or sports teams. Originally from Pittsburgh, Michael is a devout fan of all Pittsburgh teams and loves driving through the mountains during the Fall to visit home. He most fervently wishes for more naps.

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Leonard Drami

Leonard F. Dramis, III, LUTCF

Independent Insurance Agent * Senior Sales Manager


Len Dramis has been an insurance agent for more than 30 years and is the backbone of our agency. Using his extensive knowledge of the industry, Len employs a needs analysis approach to provide clients with superior insurance recommendations. Licensed in New Jersey, Pennsylvania, Delaware, and Maryland, he manages the insurance portfolios of several hundred families.

Len is a Rutgers University-Camden graduate and a Life Underwriter Training Council Fellow, LUTCF.

He is an avid gardener and enjoys long-weekend trips to Lancaster, PA with his wife of 37 years, Marlene, and their daughter, Vanessa.

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Kimbrough Tomlin

Kimbrough Tomlin

Independent Insurance Agent * Customer Service Representative


Kim Tomlin specializes in working with individuals to meet their insurance needs.  Kim has been a licensed insurance agent for more than 7 years and draws on her past experience as an Operations Manager to keep our office organized and focused on delivering excellent customer service to our clients. 

Kim is a graduate of Glassboro State College (Rowan University.) She follows in the footsteps of her very musically-talented family and keeps busy singing and playing the piano as both the Choir Director and Elder at the First Presbyterian Church of Merchantville, and is also a member of the Greater South Jersey Chorus. She and her husband Paul have been married for more than 30 years, and have 2 children - Paul and Donna.   Kim loves spending time at the beach whenever possible, working in the garden, and cherishes time spent with family.   

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